Startupx Products
The XPay Wallet is a high-performance digital wallet designed to provide maximum control, security, and connectivity within the blockchain ecosystem. Built on principles of decentralization and modularity, it combines cutting-edge technology with a focus on protecting assets and digital identity.
Intelligent Security Layer
Customized seed with enhanced protection enables the creation of seed phrases with an additional security layer. Accessing the wallet requires two-factor authentication (2FA) whenever a new environment is detected, preventing intrusions even if the seed is compromised.
Whitelist of authorized devices and IPs restricts access to pre-approved devices. Login attempts from unfamiliar environments trigger automatic blocking or additional verification requests.
Adaptive identity validation offers an optional Know Your Customer (KYC) system based on multiple permission levels. This feature is essential for enabling financial products with specific compliance requirements without compromising user privacy.
Local encryption and autonomous recovery ensure private keys are never transmitted. Security is managed on the device itself, and wallet recovery is performed exclusively through the seed, without intermediary servers.
Modular Architecture and Strategic Features
True multi-chain compatibility provides native support for multiple blockchain networks—including Ethereum, BNB Smart Chain, Polygon, and Arbitrum—with unified management of cryptocurrencies and tokens, eliminating the need for separate wallets.
Direct purchase of cryptocurrencies and tokens through integration with smart contracts and payment services allows quick acquisition of crypto assets using USDT, BNB, ETH, and other currencies, leveraging oracles for accurate and transparent pricing.
Dynamic control panel offers a clear view of balance, transactions, history, verification status, and available financial products, updated in real time.
Intelligent flow protection layer monitors usage behavior, applying dynamic security policies based on context, location, and access frequency.
Technical Differentiators of XPay
Mandatory 2FA authentication for advanced seeds, phishing protection through blocking unverified tokens, dynamic QR code for payments and requests, integration with staking, marketplace, and investment modules, and automatic security updates without data loss.
AI Neo
AI Neo is an artificial intelligence platform developed to transform knowledge into strategic value. Designed with a focus on contextual analysis and personalized content production, it operates as an adaptable intelligence core for multiple sectors, including finance, technology, healthcare, legal, and entertainment.
Its modular architecture enables integration with internal databases, institutional documents, and operational systems, providing support for decision-making processes, report generation, strategic planning, and optimization of operational workflows. AI Neo combines advanced semantic interpretation with business logic, ensuring responses are aligned with corporate contexts and data realities.
Technical Differentiators
The platform offers content interpretation and generation tailored to specific industries. It can structure documents, analyses, and presentations in real time. Decision support is based on verifiable enterprise data, historical records, and projections. Integration with internal systems via API ensures secure operation within corporate environments. AI Neo operates on auditable data, eliminating reliance on generic assumptions.
AI Munehisa - Financial Intelligence
AI Munehisa is an artificial intelligence platform dedicated to in-depth financial market analysis, focusing on structured data interpretation, liquidity assessment, asset behavior, and real-time mapping of economic movements. Built for cryptocurrency traders, market analysts, and financial managers, Munehisa provides strategic support grounded exclusively in objective, traceable data, without reliance on generic signals or forecasts.
Its analytical engine is powered by multiple reliable sources, including on-chain records, market histories, macroeconomic metrics, and institutional databases. This enables clear, contextual insights into financial scenarios and the construction of evidence-based decisions.
Technical Differentiators
Munehisa delivers analysis of liquidity, volume, and asset behavior across multiple networks and markets. It maps financial patterns using historical and operational data, avoiding predefined signals. The platform provides statistical and contextual interpretation of market trends, macroeconomic variables, and capital flows. Connectivity with on-chain data from leading blockchains enriches analyses with verifiable, distributed information.
Decentralized Multichain Bank
The BitX Bank is a decentralized banking platform that provides a comprehensive infrastructure for financial operations within the crypto universe. Built on smart contracts, BitX operates without intermediaries, ensuring autonomy, security, and transparency across all processes, from managing digital assets to utilizing services such as collateralized loans, smart custody, and access to DeFi liquidity.
Integrated with major blockchains and supporting a wide range of cryptocurrencies, BitX Bank serves as a multichain financial hub where individual users, protocols, and corporations can access tools to enhance their strategies for asset management, investment, and capital allocation—while maintaining full control over their resources.
Products and Technical Features
The platform offers decentralized collateralized loans with automated collateral management. Smart vaults provide secure on-chain custody of crypto assets with complete traceability. Multichain liquidity supports cryptocurrencies, tokens, and stablecoins across leading networks. A risk and position dashboard delivers collateralization ratio calculations and financial health alerts. Integrated oracles supply real-time market prices and data. The modular and scalable architecture is designed for seamless integration with other StartupX products.
